Round-ring binder is ideal for storage of frequently accessed documents. Three-ring exposed rivet binder accommodates letter-size punched paper. Horizontal pockets on the inside of the front and back cover are designed for storing unpunched and loose papers. Quality construction includes heavy-duty vinyl covers and boards that resist tearing and cracking. Vinyl binder is made using a Bisphenal-free (BPA) process and contains a minimum of 65 percent post-consumer recycled and 68 percent total recycled materials measured by total weight.