Deluxe QuickFit Binder features a spine label that wraps around to the front cover for easy insertion and identification of contents. Front cover takes a full letter-size sheet that can be customized with free online templates. Overlay resists ink transfer. Space-saving design includes a double-hinged cover that takes up less space on a shelf. Unique, easy-to-load, Quickload ring design saves time. Back-mounted, steel D-rings also allow pages to lie flat. 4" capacity holds approximately 650 sheets. Commercial-grade, PVC-free, heavy-duty construction is designed for frequent reference and longevity. Antimicrobial feature inhibits the growth of odor-causing, stain-causing bacteria. Deluxe binder has two clear inside pockets and exposed rivets.